Big insurance savings with composite roofing

By DaVinci Roofscapes.

Here’s a switch. Instead of your roof costing you money each year, it can actually save you money.

It’s happening again. Last summer we reported on homeowner savings of up to 20% on insurance policies for houses with composite roofing. Now that number has more than DOUBLED for two Midwest homeowners. Let’s start with Barbara and Jim in Kansas. They are now saving 43% on their homeowners insurance. How? They installed a DaVinci Single-Width Slate roof on their home.

They selected the new Rock Ridge color and transformed their home, and their insurance policy. While the new roof makes them happy, they experienced true joy when it came time to renew their homeowner’s insurance.

Insurance company turn-around

First their insurance company pushed forward a whopping 43% increase with their renewal. However, when Jim called them they immediately rescinded the increase due to the new roof’s resilient Class A fire and Class 4 impact rating.

“That’s effectively a 43% SAVINGS on our homeowner’s insurance based solely on the installation of the DaVinci composite roofing,” says Jim. “Imagine if we had not had the new DaVinci composite roof put on, our insurance would have almost doubled. Now we have all the long-term investment benefits of a composite roof that adds to the value of our home plus low maintenance, a strong warranty, good aesthetics and to top it all off, really strong insurance savings!”

50% savings

In Minnesota, Gary and his family replaced a cedar roof on their home that was destroyed by a hailstorm. They opted for composite DaVinci Multi-Width Shake so they would never have to deal with another severe weather roofing problem in the future.

Again, the Class A fire and Class 4 impact ratings stood out to the homeowner, especially because of the harsh weather in the area. After the roof was installed, he contacted his insurance company, Farm Bureau. They had big news for him. His homeowner’s insurance DECREASED by 50%.

Now, in addition to having a beautiful roof that has completely transformed his home, the family has incredible savings that will help pay for that roof over time.

The take-away from both stories? If you’re in the market for a new roof, consider the “return on investment” of a composite roof. Along with durability and beauty, there’s a very good chance that a DaVinci roof can help reduce your homeowner’s insurance for many years to come.

More than two stories

From coast-to-coast homeowners are sharing stories of substantial insurance savings. They’re seeing the “big picture” when making the investment in a composite roof. While a composite roof may cost more than some other roofing materials, there’s a higher return on investment. First of all, a DaVinci roof has a Lifetime Limited Material Warranty, so it’s likely to be the last roof you ever put on your home. Secondly, composite slate and shake roofing is made to the highest industry ratings for fire and impact resistancy. Those high ratings mean a great deal when it comes to protecting your home from severe weather — and the insurance companies know that.

Because many insurance companies know they won’t have to pay out to have a new roof replaced on your home when a hailstorm or severe weather hits your area, they are providing people with these roofs homeowners insurance policy discounts worth thousands of dollars every year! It's a win for everyone, you get a beautiful and impact-resistant roof overhead, and they keep costs down. This saves you both money… and headaches.

This is something that Debbie Watley, a homeowner in Harrisburg, South Dakota, can attest to, "Our State Farm® insurance company committed to giving us a minimum of 20% discount on our yearly premiums if we use the composite shakes. That’s because the DaVinci composite shake roofing tiles are rated Class A fire and Class 4 impact resistant. Those cost savings really make a difference!”

Look who's saving

Here are a few more examples of homeowners who experienced the pains of having to replace a roof with storm damage… and then the rewards of investing in DaVinci composite roofing:

• When Omaha resident Kathryn Koslosky got a new DaVinci Slate roof, Fireman’s Fund® reduced her family’s homeowner’s insurance premium by 20%.
• In Texas, a new Province Slate roof on the home of Sharon Kari’s home is saving her $2,000 each year on her Allstate® policy.
• $500 a year is the savings being pocketed by Illinois homeowner Kenneth Franzese. Once he switched to Select Shake, his insurance company immediately lowered his premiums.
• In Kansas City, David Shinn switched to DaVinci Single-Width Shake roofing in 2014 and immediately started saving $1,000 a year from Farmers® Insurance Exchange on insurance premiums. That’s more than $10,000 he’s saved since adding his new composite roof!
• Mark Walz, Chairman, president and CEO of Farmers® Mutual of Nebraska, invested in DaVinci slate roofing for his home after a hailstorm in 2020. Now he’s getting 20% off his yearly insurance premium.

To learn more about the high ratings achieved on DaVinci products in testing, visit:

• Fireproof Roof Versus Fire Resistant Roofing Materials
• Understanding Class A Fire Ratings and Synthetic Roofing Materials
• Why DaVinci Products Will Save You Money