AskARoofer

Composite roofing = yearly insurance savings

Image of a gray composite roof on top of a two story home in a green field
July 28, 2025 at 6:00 a.m.

By DaVinci Roofscape.

Here’s a switch. Instead of your roof costing you money each year, it can actually save you money.

People nationwide are discovering that by investing in composite roofing, their insurance companies are providing them with homeowners insurance policy discounts worth thousands of dollars every year. That’s because composite slate and shake roofing, like that manufactured by DaVinci Roofscapes, is made to the highest industry ratings for fire and impact resistancy.

“Our State Farm® insurance company committed to giving us a minimum of 20% discount on our yearly premiums if we use the composite shakes,” says Debbie Watley, a homeowner in Harrisburg, South Dakota. “That’s because the DaVinci composite shake roofing tiles are rated Class A fire and Class 4 impact resistant. Those cost savings really make a difference!”

Saving money

From coast-to-coast homeowners are sharing stories of substantial insurance savings. They’re seeing the “big picture” when making the investment in a composite roof.

While a composite roof may cost more than some other roofing materials, there’s a higher return on investment. First of all, a DaVinci roof has a Lifetime Limited Material Warranty, so it’s likely to be the last roof you ever put on your home. Second, those high ratings mean a great deal when it comes to protecting your home from severe weather — and the insurance companies know that.

This means that many insurance companies know they won’t have to pay out to have a new roof replaced on your home when a hailstorm or severe weather hits your area. Instead, you keep the same impact-resistant roof overhead, and they keep costs down. This saves you both money… and headaches.

Look who's saving

Here are just a few examples of homeowners who experienced the pains of having to replace a roof with storm damage… and then the rewards of investing in DaVinci composite roofing:

  • When Omaha resident Kathryn Koslosky got a new DaVinci Slate roof, Fireman’s Fund® reduced her family’s homeowner’s insurance premium by 20%.
  • In Texas, a new Province Slate roof on the home of Sharon Kari’s home is saving her $2,000 each year on her Allstate® policy.
  • $500 a year is the savings being pocketed by Illinois homeowner Kenneth Franzese. Once he switched to Select Shake, his insurance immediately lowered his premiums.
  • In Kansas City, David Shinn switched to DaVinci Single-Width Shake roofing in 2014 and immediately started saving $1,000 a year from Farmers® Insurance Exchange on insurance premiums. That’s more than $10,000 he’s saved since adding his new composite roof!
  • Mark Walz, chairman, president and CEO of Farmers® Mutual of Nebraska, invested in DaVinci slate roofing for his home after a hailstorm in 2020. Now he’s getting 20% off his yearly insurance premium.

To learn more about the high ratings achieved on DaVinci products in testing, visit:

Learn more about DaVinci Roofscapes in their Coffee Shop Directory or visit www.davinciroofscapes.com.



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