A homeowner’s go-to guide for roof replacement

By Great Roofing and Restoration. 

Everything you need to know when replacing one of the most critical parts of your home.  

When it comes to home improvement projects, roof replacement may not necessarily be top of mind. Your roof, however, is your home’s number one protector and can be one of the best cost-saving investments you can make. Whether you’re dealing with weather damage, deteriorating shingles or aesthetic ennui, our team of experts at Great Roofing and Restoration created this straightforward guide to answer all your roof replacement questions.  

How do you know it’s time for a new roof? 

Sometimes it’s obvious (hello, water leaks), and sometimes the signs are sneakier. Here’s what to watch for: 

• Active leaking or water stains on your ceiling or walls 
• Missing, curling or cracked shingles 
• Granules piling up in your gutters 
• Moss, mold or algae on your roof 
• Your roof is 15 years old (or older!) 
• You’re getting repairs done every year or more 

Still unsure? We offer free, no-pressure roof inspections to give you peace of mind — because guessing games and home maintenance don’t mix. 

Know your roofing options and what’s worth the investment 

Here’s a quick breakdown at some of the most common options our homeowners choose from: 

Asphalt shingles – Affordable, versatile and available in a wide range of colors. The most common roofing choice across all the states we serve, perfect for traditional homes and all budgets. 

Metal roofing – Sleek, durable and energy-efficient. Great for both modern and rustic homes, offering long-term performance and style. 

Concrete tile – Heavy-duty and high-end. Ideal for Mediterranean or Spanish-style homes. A favorite among our Colorado homeowners thanks to its durability and curb appeal. 

DaVinci synthetic slate or shake – Premium composite shingles that replicate the look of natural slate or cedar shake without the maintenance. Lightweight, long-lasting and made in the USA. We’ve installed more DaVinci roofs in Ohio than anywhere else, often helping secure HOA approvals. 

The best roof for your home depends on a few important factors. Your personal style and budget are usually top of mind, but don’t forget that your home’s structure and even your HOA rules can influence your choices. Not sure where to begin? No worries! We’re here to guide you through the options and help you find the perfect fit based on what matters most to you. Which leads us nicely into the next topic… 

Pick the right contractor 

Not all roofing contractors have the best intentions. Especially after a storm, the shady ones come crawling. Here’s our quick tips on how to protect yourself: 

Red flags to avoid: 

• No local office or track record in your area  
• High-pressure sales tactics or “act now” deals 
• No license, insurance or real contact information 
• Promises to waive your deductible (illegal!) 
• Bad reviews or no references 

Green flags to look for: 

• Local, reputable and well-reviewed (check Google reviews!) 
• Clear communication with no pressure 
• Proper licensing and insurance (always ask to see these) 
• Transparency about process, pricing and timelines 
• Support with understanding the insurance process without taking it over 

The right contractor should make you feel informed, not overwhelmed. If it feels sketchy or too good to be true, trust your gut and get a second (or third) opinion. Check out our complete guide for more warning signs of dishonest contractors. 

How much does a roof replacement cost? 

And now you’re probably wondering: How much does this cost? The short answer is: it depends. Replacing your roof is a big investment and one of the smartest decisions you can make to protect your home and boost its value. Your contractor will walk you through the key factors that influence cost — plus the payment options available. 

What affects roof replacement costs? 

Several factors go into your estimate: 

1 - Roof size 

Larger roofs require more material and labor, so your total square footage greatly impacts the price. Roofers usually price projects by the “square,” which equals 100 square feet. 

2 - Roofing material 

The material you choose plays a major role in your budget. Asphalt shingles are the most affordable and widely used option, while premium choices like DaVinci synthetic slate or shake offer exceptional durability and aesthetics at a higher cost. We’ll help you weigh the pros, cons and costs of each so you can make an informed decision. 

3 - Roof complexity 

A simple roof design costs less than one with steep slopes, multiple valleys, dormers or penetrations such as skylights and chimneys. More complexity means more labor, materials and time. 

4 - Labor and tear-off 

Proper removal of your old roof is essential. Tear-off and disposal costs vary depending on how many layers need to be removed and the material type.  

5 - Location and building requirements 

Where you live matters. Local building codes, climate considerations and permitting regulations all affect the total cost of your roof replacement. For example: 

• In Ohio, certain cities require ice and water shields, attic ventilation upgrades or full code compliance for older homes. 
• In Colorado, roofs must often meet stricter hail and impact-resistance standards due to frequent severe storms. 
• In North Carolina, coastal homes may require high-wind-rated materials and additional fastening methods to comply with hurricane-related codes. 

Our team stays up to date on regional codes and permits to ensure your roof is fully compliant and protected. 

Pro tip: If you’re thinking about adding new gutters, the best time to do it is during your roof replacement. It’s more efficient and can save on labor costs. 

Insurance vs. retail: How will you pay for your roof? 

Knowing the cost is only half the equation. Understanding how you’ll pay matters just as much. Most homeowners fall into one of two categories: insurance or retail roof replacement. 

Insurance roof replacement 

If your roof has damage from wind, hail or falling debris, your homeowner’s insurance may cover some of the replacement cost, though you’ll always pay your deductible. Many contractors have experience navigating the claims process and can assist you. Here’s how we support you: 

• Conduct a free inspection to assess storm-related damage 
• Help you understand your policy and maximize your benefits 
• Document and explain our findings clearly 
• Meet with your adjuster on-site 
• Ensure all code-required upgrades are included in your scope of work 

Pro tip: Insurance claims have deadlines, so if you suspect storm damage, don’t wait to schedule an inspection. 

Retail roof replacement  

If your roof is simply worn out, you want to upgrade materials or your project isn’t insurance-eligible, that’s okay. Homeowners can invest in their homes through retail roof replacements. This option is great for long-term planning and aesthetic upgrades when you’re not dealing with storm damage. Flexible financing options are typically available to make payments more manageable. 

What’s the average cost? 

Most full roof replacements range between $12,000 and $25,000 or more, depending on size, material and complexity. Premium systems cost more but offer decades of performance and curb appeal. At Great Roofing & Restoration, we make sure you understand what’s included and help you get the best value for your investment. 

Pro tip: Old fascia or siding may stand out more once your beautiful new roof is installed. If you’re thinking about updating everything, let us know early so we can plan accordingly and keep the project seamless! Consider enhancements like this as well when it comes to the budget. 

Ready to get started? 

Replacing your roof may not be the most glamorous home upgrade, but it’s one of the most important investments you can make. Knowing when to replace, understanding your material options, choosing the right contractor and budgeting wisely will ensure your home stays safe, beautiful and protected for years to come. Your contractor will guide you through every step of the process with honesty, expertise and care — because you deserve nothing less.  

Original article and image source: Great Roofing and Restoration